1 . Loyalty Reward

This reward is an elective return of a vested interest in the prior total Sharing Contribution from a Sharing Member of Kehilla Care. For Members with ten or more years of sharing, up to 25% of total contributions shared by the Member may be withdrawn as a one-time Loyalty Reward (LR) and the Member may still retain all privileges of Sharing Membership. Any future need to receive benefits from distribution of shared contributions for long term care would be reduced proportionate to a time factored reduction in the contributions this Member shared.

Sharing Members who elect to terminate their participation in the Kehilla Care, may elect a one-time withdrawal of their entire vested interest in the Loyalty Reward. This withdrawal is allowable even if there was a prior non-terminating withdrawal of less than 25% of the then vested interest.

2 . Heritage Reward

This reward is a legacy return of a vested interest in prior Sharing Contributions to the heirs of long term Sharing Members. A Sharing Member becomes vested in in the Heritage Reward (HR) after making all suggested Sharing Contributions for more than ten years. Should a Member die after ten years of membership, heirs will receive the vested interest of 25% or more of Shared Contributions from this member.