Kehilla Care, the long term care benefit program (LTCBP) sponsored by Lifeline Alliance, is focused on preservation of Shared Contributions for the future needs of our loyal Sharing Members. The LTCBP is additionally focused on prevention of disease and especially cognitive decline in our Sharing Members. This is good for the health of the Member and good for the health of Kehilla Care.
Fidelity Benefit
The Kehilla Care Fidelity Benefit program ensures preferred benefit distributions to long term Sharing Members. Most beneficiaries of long term care benefit programs have been participating in the benefits program for more than twenty years before any personal need for distribution of benefits. Therefore almost all Sharing Members will benefit from the Fidelity Benefit program. Sharing Members participating twenty years or more will be 100% vested in full benefits. Sharing Members with less than twenty years of participation accrue five percent of full annual benefit for each year of participation completed.
Vesting Schedule
Years Participating
Vested Interest
1
5
5
25
10
50
15
75
20
100
Full benefit is available after 20 years of Sharing Membership. Benefits for loyal Sharing Members are prioritized. The need for long term care is almost universal and almost limitless. Funds, however, are limited and must be preserved for those who are the most vested in the LTCBP.
Prevention Benefit
- Kehilla Care’s “Pathway to Memory Preservation and Brain Growth” may reduce the risk of ever having Alzheimer’s Disease. Medical research has documented that brain growth and prevention or removal of Alzheimer’s toxins (beta amyloid and tau proteins) can occur through targeted modification of lifestyle factors including diet, exercise, sleep, and brain stimulation. Such risk reduction though lifestyle modifications is consistent with the affirmation of “healthy lifestyles” required for Membership in Kehilla Care. Almost 25% of the disability years attributed to Alzheimer’s can be attributed to modifiable risk factors.
- The Kehilla Care prevention program can help participating Members achieve this modifiable risk. Participation in this program is elective and may incur additional fees. The prevention program includes periodic digital audiovisual consults with your personal Brain Health Ambassador.
- If the participating Sharing Member lives another five years of MINDFUL, quality years then the investment in the prevention program will have produced tremendous economic and non-economic payouts. The economic benefit includes continued monthly social security and any other retirement benefit payments. The non-economic benefit of five additional mindful, quality years with family and friends is priceless.
